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Quantum Health Benefits

Imagine a strategy that not only enhances your health benefits coverage, but also delivers a significant tax savings for your company.

A Win-Win for Your Business and Your Employees

Quantum isn't just another plan; it's a game-changing, fully insured, fully indemnified, preventative healthcare management program that seamlessly integrates with your existing health insurance, all while unlocking powerful

Section 125 tax advantages.

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Unlike complex, self-funded programs, Quantum is fully underwritten by major insurance companies, providing peace of mind and robust coverage. You don't have to change your current health insurance, and you can implement Quantum anytime, realizing immediate tax savings.

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The Quantum Plan expertly combines pre-tax deductions, claim payments and, reduced FICA tax contributions, delivering pure financial gain with no out-of-pocket cost to either the employer or employees.

Client Case Studies

1

State Municipality

Net Annual Savings:  $17,798,027

Average Annual FICA Savings per Employee:  $681

Average Annual Net Gain to Employee Paycheck:  $1,148

Number of Eligible Employees:  26,142

2

National Retail Company

Net Annual Savings:  $14,662,736

Average Annual FICA Savings per Employee:  $853

Average Annual Net Gain to Employee Paycheck:  $727

Number of Eligible Employees:  17,188

3

National Staffing Company

Net Annual Savings:  $11,361,138

Average Annual FICA Savings per Employee:  $846

Average Annual Net Gain to Employee Paycheck:  $874

Number of Eligible Employees:  13,426

4

Logisitic Company

Net Annual Savings:  $1,276,317

Average Annual FICA Savings per Employee:  $907

Average Annual Net Gain to Employee Paycheck:  $1,332

Number of Eligible Employees:  1,407

5

Car Dealership

Net Annual Savings:  $133,402

Average Annual FICA Savings per Employee:  $590

Average Annual Net Gain to Employee Paycheck:  $373

Number of Eligible Employees:  226

6

Asphalt Contractor

Net Annual Savings:  $286,517

Average Annual FICA Savings per Employee:  $904

Average Annual Net Gain to Employee Paycheck:  $1,665

Number of Eligible Employees:  317

Empowering Employee Benefits

  • Immediate Financial Relief:   Employees will see tax-related savings in every pay cycle, often resulting in an increase in net take-home pay.​

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  • Offset High Costs:   Quantum helps manage the burden of catastrophic health events and unexpected accidents by offsetting deductibles, providing crucial financial protection.​

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  • Inclusive Coverage:   Even employees who wave their primary medical coverage can still participate and benefit from Quantum.​

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  • Comprehensive Care:   Extensive coverage for hospital stays, inpatient surgery, critical illness, ambulance services, prescriptions, telemedicine, wellness programs, accident care, and much more.    

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Unmatched Employer Advantages

  • Instant Tax Savings:   Watch your tax liability shrink with immediate savings in every pay cycle moving forward.​

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  • Boost Employee Retention:   Offer a no-cost additional health benefit that shows your employees you care.​

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  • Significant Financial Impact:   Experience an average annual tax saving of over $700 to $900 per employee.​

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  • Effortless Administration:   Quantum handles all plan administration, onboarding, and provides 24/7 support for both employees and employer.

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Quantum Health Benefits

Backed by IRS Regulations

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Quantum leverages Section 125 of the Internal Revenue Code, which has approved health benefits on a pre-taxed basis since 1978. Furthermore, fully insured supplemental Section 125 plans were specifically adopted into the Internal Revenue Code in 2018, solidifying the tax advantages for both employees and employers.

Employees' pre-tax contributions are exempt from Federal, State, and Social Security taxes, while employers save on FICA, FUTA, and Workers' Compensation premiums.

Quantum Health Benefits

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It's Not a Replacement, It's an Enhancement


Quantum doesn't change or replace your current healthcare insurance. Instead, it provides many additional benefits, from covering deductibles to offering expanded services for employees, all while delivering significant, verifiable tax savings to your company.

 

READY TO UNLOCK IMMEDIATE TAX SAVINGS & ELEVATE YOUR EMPLOYEE BENEFITS PACKAGE?

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Optimize Your Benefits, Optimize Your Budget​In today's dynamic business environment, offering competitive employee benefits is non-negotiable for attracting and retaining top talent. However, the rising costs of healthcare and the inherent gaps in even the best medical plans can put a strain on both your employees' finances and your company's budget.​​​Why Quantum Health Benefits is a Win-Win for Your Business and Your EmployeesQuantum Health Benefits isn't just another plan; it's a game-changing, fully-insured, fully-indemnified, preventative healthcare management program that seamlessly integrates with your existing health insurance, all while unlocking powerful Section 125 tax advantages.​Unlike complex, self-funded programs, the Quantum Plan is fully underwritten by several major insurance companies, providing peace of mind and robust coverage. You don't have to change your current health insurance, and you can implement the Quantum Plan anytime, realizing immediate tax savings - no more waiting for year-end deductions. No out-of-pocket costs to either the employer or employees.​​Unmatched Employer Advantages​Instant Tax Savings:  Watch your tax liability shrink with immediate savings in every pay cycle moving forward. No more year-end waits for deductions or reimbursements.​Boost Employee Retention:  Offer a no-cost additional health benefit that shows your employees you care, significantly boosting morale and reducing costly turnover and training expenses.Significant Financial Impact:  Experience an average annual savings of $700-$900 per employee, directly impacting your bottom line. With several hundreds of companies and 120,000 employees already participating, Quantum's proven track record speaks for itself.Effortless Administration:  Quantum handles all plan administration, onboarding, and provides 24/7 support for both employees and employers, freeing up your valuable time. ​​Empowering Employee Benefits​Immediate Financial Relief:  Employees will see tax-related savings in every pay cycle, often resulting in an increase in net take-home pay.Offset High Costs:  Quantum helps manage the burden of catastrophic health events and unexpected accidents by offsetting deductibles, providing crucial financial protection.Inclusive Coverage:  Even employees who waive their primary medical coverage can still participate and benefit from Quantum.Comprehensive Care:  The Quantum Plan includes extensive coverage for hospital stays, ER, inpatient surgery, critical illness/accident plan, ambulance services, prescription drugs, telemedicine, wellness program, Zig Ziglar Life Coaching & Virtual Veterinarian Care.​Backed by IRS Regulations​The Quantum Plan leverages Section 125 of the Internal Revenue Code, which has approved health benefits on a pre-tax basis since 1978. Furthermore, insured supplemental Section 125 cafeteria plans were adopted into the Internal Revenue Code in 2018, solidifying the tax advantages for both the employees and employers. Employees' pre-tax contributions are exempt from federal, state and social security taxes, while employers save on FICA, FUTA and workers' compensation premiums.​​Quantum Health Benefits:  It's Not a Replacement, It's an Enhancement​​The Quantum Plan doesn't change or replace your current healthcare insurance. Instead, it provides many additional benefits, from covering deductibles to offering expanded services for employees, all while delivering significant, verifiable tax savings to your company at no extra cost.​Ready to Unlock Immediate Tax Savings and Elevate Your Employee Benefits?​​

Quantum Health Benefits          880 S. Village Center Dr.      Suite 140        Southlake, TX        76092         512-387-1550   

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QUANTUM HEALTH® is a federally registered trademark of Quantum Health, Inc., which is not affiliated with, and does not endorse, any products or services marketed here.
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